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                   Predatory lending exists even at major financial institutions!  It is comprised of a number of schemes to take additional profits at the expense of
                        uneducated poor people. While you might believe that this is in the realm of "organized crime loan sharks", these actions
                        are initiated by public companies owned by investors like you that are uncaring to what is going on at the grass root levels. 
                         Citigroup, Merrill Lynch, and many others have fired their top executives
                        for these actions. The national sub-prime mortgage chaos has destroyed the American dream of home ownership for millions of
                        low-income borrowers because of the serious lack of responsibility of major financial institutions. Aquinas is working with many of the companies to repair the damage done by their greedy and inept management.
                        With 25 years banking experience, including being the CEO of major banks, Frank Rauscher is equiped to initiate change.  
                         
                  
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